Apple Cream Cheese Coffee Cake

 

Why This Cake is Your New Autumn BFF

Hey friends, Mason here! Can you smell it? That crisp, apple-cinnamon-kissed air that only comes around when fall decides to show off? It’s my absolute favorite season – not just for flannel shirts and bonfires, but for baking that feels like a warm hug. And today? We’re making the ULTIMATE hug-in-pan form: my legendary Double Batch Apple Cream Cheese Coffee Cake. This isn’t just dessert; it’s your new brunch superstar, your “impress the neighbors” secret weapon, and your “I deserve something spectacular with this coffee” moment. Imagine: tender, cinnamon-spiced cake cradling a ribbon of sweet, tangy cream cheese, bursting with juicy apples, and crowned with a buttery, crumbly streusel that’ll make you swoon. It’s the cozy sweater of baked goods – comforting, reliable, and ridiculously delicious. Best part? We’re making a DOUBLE batch because sharing is caring (and frankly, you’ll want leftovers for midnight fridge raids). No fancy skills needed – just a bowl, a spoon, and that unbeatable feeling of pulling something utterly irresistible out of your oven. Ready to fill your kitchen with the scent of pure autumn joy? Let’s dive in!

Grandma’s Apron & My First Kitchen Triumph

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Apple Cream Cheese Coffee Cake

A fall favorite turned irresistible — this layered coffee cake has it all: tender cinnamon-spiced cake, a sweet cream cheese center, juicy apples, and a buttery streusel topping. Perfect for brunch or a cozy dessert.

  • Author: Mason Hartman
  • Prep Time: 25 min
  • Cook Time: 45 min
  • Total Time: 1 hour 10 minutes
  • Yield: 16 1x

Ingredients

Scale

Cake Layer:

1 cup (2 sticks) butter, softened

1 cup brown sugar

½ cup white sugar

2 eggs

½ cup vegetable oil

1 tbsp vanilla extract

3 cups all-purpose flour

1 tsp baking soda

1 tsp baking powder

½ tsp salt

2 tsp cinnamon

3 cups chopped apples (small pieces)

Cream Cheese Layer:

16 oz cream cheese (softened)

2 tsp vanilla extract

6 tbsp white sugar

Streusel Topping:

1½ cups white sugar

½ cup brown sugar

1 cup flour

2 tsp cinnamon

1 tsp baking powder

¼ tsp salt

12 tbsp cold butter

Instructions

Preheat oven to 350°F (175°C). Grease a 9×13-inch pan.

Cream butter and sugars. Add eggs, oil, and vanilla. Mix in dry ingredients. Fold in apples.

Spread half of the batter into the pan.

Mix cream cheese, vanilla, and sugar. Spread over batter. Top with remaining batter.

Combine streusel ingredients until crumbly and sprinkle over top.

Bake for 40–45 minutes or until set in the center. Cool before slicing.

Nutrition

  • Calories: 350
  • Fat: 18g
  • Carbohydrates: 42g
  • Protein: 4g

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This cake? It’s steeped in nostalgia for me. Picture 10-year-old Mason, barely tall enough to see over my grandma’s flour-dusted countertop. She was a wizard with apples – always had bushels from the old tree in her yard. One blustery October day, she decided it was time I learned “a real recipe.” Her original coffee cake was simple, just apples and cinnamon. But me? I was a kid obsessed with the tub of cream cheese in her fridge. “What if we put THIS in the middle, Grandma?” I asked, eyes wide. She chuckled, that warm, rumbly sound I miss every day, and said, “Alright, little chef, let’s experiment!” We swirled it in, crossed our fingers, and pulled out this glorious, slightly lopsided creation. The cream cheese layer had sunk a bit, the streusel was… enthusiastic… but that first bite? Pure magic. The tangy cream cheese cut through the sweet apples like a dream. Grandma declared it our “secret masterpiece.” That messy, beautiful cake taught me the best kitchen lesson: sometimes the wildest ideas (and a little courage) create the most unforgettable flavors. Every time I make this now, I feel her standing beside me, apron tied, ready for our next delicious adventure.

Gathering Your Delicious Allies: The Dream Team

Here’s your squad for flavor victory! Remember: baking is about joy, not stress. Got a substitution? Roll with it! This makes a generous 9×13 pan – perfect for feeding a crowd or stocking your freezer.

Cake Layer (The Cozy Base):

  • 1 cup (2 sticks) butter, softened: Unsalted is my go-to for control. Can’t do dairy? Equal parts high-quality plant-based butter works! Chef’s Tip: SOFTENED, not melted. Leave it out for an hour or microwave in 5-sec bursts. Should dent easily when pressed.
  • 1 cup brown sugar + ½ cup white sugar: Brown sugar = deep molasses richness. White sugar = structure and sweetness. Pack that brown sugar tight!
  • 2 large eggs: Room temp blends smoother! Pop cold eggs in warm water for 10 mins if you forgot.
  • ½ cup vegetable oil: Adds incredible moisture! Neutral oils like canola or avocado work best.
  • 1 tbsp vanilla extract: The flavor booster! Use real extract, not imitation, for the best aroma.
  • 3 cups all-purpose flour: Spoon & level it! Don’t scoop from the bag or you’ll pack too much. For a lighter cake, swap 1 cup with cake flour.
  • 1 tsp baking soda + 1 tsp baking powder: Our rise heroes! Check expiry dates – they lose power over time.
  • ½ tsp salt: Balances all that sweetness. Crucial!
  • 2 tsp cinnamon: Fall’s signature spice! Feel free to add a pinch of nutmeg or cardamom too.
  • 3 cups chopped apples (small pieces): KEY INSIGHT: Use firm, tart apples like Granny Smith or Honeycrisp. They hold shape and add brightness! Peeled or unpeeled? Your call (I leave peel on for fiber & texture!).

Cream Cheese Layer (The Luxe Ribbon):

  • 16 oz (2 blocks) cream cheese, softened: Full-fat is dreamiest for texture. Reduced-fat *works* but might be slightly less creamy. Vegan cream cheese? Give it a shot!
  • 2 tsp vanilla extract: Echoes the cake layer beautifully.
  • 6 tbsp white sugar: Sweetens the tang just right.

Streusel Topping (The Buttery Crown):

  • 1½ cups white sugar + ½ cup brown sugar: Double sugar action = maximum crunch and caramel notes.
  • 1 cup all-purpose flour: The base for those glorious crumbs.
  • 2 tsp cinnamon: Because more cinnamon is always the answer.
  • 1 tsp baking powder: Lifts the streusel, making it extra crumbly, not dense.
  • ¼ tsp salt: Cuts the sweetness and enhances flavor.
  • 12 tbsp (1½ sticks) COLD butter, cubed: COLD IS CRITICAL! This ensures flaky, distinct crumbs, not a paste. Straight from the fridge!

Let’s Bake This Beauty: Step-by-Step Joy

Grab your favorite mixing bowl and let’s get cozy! Remember, baking is therapy. Don’t rush it. This double batch is worth every minute.

  1. Preheat & Prep: Fire up your oven to 350°F (175°C). This is non-negotiable for even baking! Generously grease a 9×13-inch baking pan with butter, cooking spray, or line it with parchment paper (my fave for easy lifting!). Chef Hack: If using parchment, let the ends hang over the sides like handles. Lifesaver for removal!
  2. Cream the Dream (Butter & Sugars): In a large bowl, beat the softened butter, brown sugar, and white sugar together with an electric mixer (or strong arm!) on medium speed for 2-3 minutes. You want it light, fluffy, and almost pale. This incorporates air = lighter cake! Pro Tip: Scrape the bowl sides halfway through. Hidden butter pockets are sneaky!
  3. Wet Team Assemble: Beat in the eggs, one at a time, letting each fully incorporate before adding the next. Then, pour in the vegetable oil and vanilla extract. Mix until just combined – it might look slightly curdled, that’s okay! Chef Hack: Crack eggs into a small bowl first. No one wants shell surprises in their batter!
  4. Dry Team Unite: In a separate bowl, whisk together the flour, baking soda, baking powder, salt, and cinnamon. This ensures even distribution – no bitter baking soda lumps! Pro Insight: Whisking = no need to sift, unless your flour is super compacted.
  5. Marry Wet & Dry (Gently!): Gradually add the dry ingredients to the wet ingredients, mixing on LOW speed just until the flour disappears. DO NOT OVERMIX! Overworking develops gluten = tough cake. A few streaks are fine. Chef Mantra: “Just until combined” is my baking prayer.
  6. Apple Embrace: Fold in the chopped apples using a sturdy spatula. Be gentle but thorough! You want those little flavor bombs evenly distributed. Pro Tip: Toss apple chunks with 1 tsp of the cake flour first. Helps prevent sinking!
  7. Layer 1: Cake Base: Spread HALF of this glorious batter into your prepared pan. It’ll be thick! Use the spatula or slightly wet fingers to nudge it into an even layer. Don’t stress perfection.
  8. Create the Cream Cheese Cloud: In a medium bowl (no need to wash the beaters!), beat the softened cream cheese, vanilla, and 6 tbsp sugar on medium speed until completely smooth and creamy, about 1-2 minutes. Chef Hack: Soft cream cheese is key here too! Lumps are the enemy of smooth spreading.
  9. Layer 2: The Luxe Ribbon: Carefully dollop the cream cheese mixture over the first cake layer. Use an offset spatula or the back of a spoon to spread it gently into an even layer, trying not to disturb the cake below too much. Leave a tiny border around the edge.
  10. Layer 3: Cake Topper: Dollop the remaining cake batter over the cream cheese layer. This can be tricky! Plop spoonfuls all over, then gently spread them together. It’s okay if some cream cheese peeks through – it’s rustic charm!
  11. Make the Streusel Glory: In a medium bowl, combine the white sugar, brown sugar, flour, cinnamon, baking powder, and salt for the topping. Add the COLD, cubed butter. Using a pastry cutter, two forks, or even clean fingertips, work the butter into the dry ingredients until you have a mix of pea-sized crumbs and sandy texture. Don’t over-mix into a paste! Chef Secret: Pinch some together – if it holds its shape briefly, it’s perfect!
  12. Crown Your Creation: Sprinkle the streusel topping evenly over the entire cake layer. Be generous! Press down very lightly so it adheres.
  13. Bake to Golden Perfection: Slide the pan into your preheated oven. Bake for 40-45 minutes. The magic signs? The top should be golden brown, the streusel crisp, and the center should *just* be set – a toothpick inserted near the center (avoiding a massive apple chunk!) should come out with moist crumbs, not wet batter. Pro Tip: Rotate the pan halfway through baking for even color. Ovens have hot spots!
  14. The Crucial Cool Down: This is HARD, but vital! Place the pan on a wire rack and let the cake cool COMPLETELY (at least 1-2 hours). Why? The cream cheese layer needs time to set, otherwise slicing turns into a delicious but messy landslide. Chef Confession: I’ve ruined many a slice by being impatient. Learn from my mistakes!

How to Serve This Masterpiece (Like a Pro!)

Okay, it’s cooled. The anticipation is killing you! Here’s how to make it shine: Grab a sharp knife and wipe it clean between cuts for neat slices. This double batch makes 16 generous squares – perfect for sharing (or not!). Serve it slightly warm or at room temperature. While it’s heavenly solo, a few upgrades are divine: A dusting of powdered sugar looks effortlessly elegant. A dollop of barely sweetened whipped cream adds cloud-like luxury. A scoop of vanilla bean ice cream melting over a warm slice? Pure autumnal ecstasy! This cake is the star of brunch buffets, potlucks (expect recipe requests!), or simply enjoyed with a giant mug of coffee on a lazy Sunday morning. It’s comfort, celebration, and coziness all in one pan.

Make It Your Own: Delicious Twists!

Love the base recipe? Awesome! Feeling adventurous? Try these spins:

  1. Nutty Crunch: Add 1 cup chopped pecans or walnuts to the streusel topping or fold ½ cup into the cake batter with the apples.
  2. Fruit Swap: Swap half the apples for fresh cranberries (tart punch!) or ripe pears (buttery sweetness). Frozen berries (thawed, drained well) work in a pinch too!
  3. Spice It Up: Add ½ tsp ground ginger or cardamom to the cake batter or streusel for a warm, complex kick.
  4. Gluten-Free Goodness: Use a 1:1 gluten-free all-purpose flour blend (like Bob’s Red Mill) for both the cake and streusel. Ensure baking powder/soda are GF certified.
  5. Caramel Drizzle Dream: Warm up some store-bought caramel sauce or make your own. Drizzle generously over cooled slices before serving. Salted caramel? *Chef’s kiss*.

Mason’s Musings: Cake Wisdom & Whimsy

This recipe has been my fall companion for years, evolving from that first lopsided experiment with Grandma. The “double batch” idea? Born from pure necessity (and greed!). I kept making a single batch for gatherings, only to find it vanished instantly, leaving me tragically cakeless. Doubling it solved that problem AND gave me freezer gold – wrap slices tightly in plastic wrap and foil; they reheat beautifully for a quick treat! One hilarious kitchen fail involved using rock-hard butter for the streusel. Instead of crumbs, I got… dough. I baked it anyway, topping the cake with weird buttery slabs. We dubbed it the “Streusel Shield Cake” – tasted amazing, looked

Final Thoughts
There’s just something about a slice of this Apple Cream Cheese Coffee Cake that feels like coming home. The warm cinnamon apples, that tangy ribbon of cream cheese, the buttery crumb—each bite tastes like fall wrapped in a cozy sweater. Whether you’re baking ahead for guests or sneaking a slice with your morning coffee, this double batch beauty is here to make life a little sweeter (and a lot more delicious). So grab your fork, pour a cup of something warm, and let comfort take the cake.

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